Software Developer – Apple Pay | Apple (WTE Team)

Location: Multiple Locations (U.S./Global) | Work Mode: Full-time | Compensation: $147,400 – $272,100 | Posting date/time : February 4, 2026

Job Description

Role Summary

Join Apple’s Wireless Technology and Ecosystems (WTE) team and drive innovation that matters! As a Software Developer on the Apple Pay team, you will help deliver world-class mobile credential systems. You will work across the entire technology stack—from low-level firmware to higher-level software—building experiences for mobile payments, transit, and access systems that millions of people rely on daily.

Key Responsibilities:

• Contribute through the entire lifecycle of new credential solutions: from initial conception to implementation, qualification, and global adoption.
• Build scalable and well-architected software solutions that integrate seamlessly with the Apple ecosystem.
• Collaborate cross-functionally across multiple teams to deliver secure, private, and high-performance user experiences.
• Tackle complex problems in innovative ways, focusing on groundbreaking products in the payment and transit sectors.
• Perform deep-dive debugging and troubleshooting to maintain the reliability of mission-critical systems.

Qualifications:

• Education: Bachelor’s Degree in Computer Science, Computer Engineering, or Electrical Engineering.
• Experience: 3+ years of software development experience in Swift or Objective-C.
• Technical Depth: Experience with multithreaded programming and performance optimization.
• Security: Strong understanding of cryptographic primitives (RSA, AES, SHA, etc.) and secure coding practices.
• Domain: Experience in embedded software engineering and building secure, quality-focused software.

Job details made easy by trendtoday360

Position: Mobile Systems Engineer – Apple Pay & Credentials
Industry Focus: Wireless Technology, Secure Payments, Identity Systems
Core Technology: Swift, Objective-C, Cryptography, NFC/Wireless Stack

✅ Job Summary and Focus:

This role within the WTE (Wireless Technology and Ecosystems) team is for a developer who wants to work at the intersection of Hardware and Software. Unlike standard app development, this position focuses on the Secure Element and Credentialing logic. The focus is on Trust and Scalability—building the framework that allows your iPhone to act as a secure car key, transit card, or credit card. You will be dealing with Cryptographic Primitives to ensure every transaction is private and secure, while optimizing for the low-latency performance required for a “seamless” tap-and-go experience.

📌 Key ATS Resume Keywords:

Software Developer, Apple Pay, WTE, Wireless Technology, Swift, Objective-C, Cryptography, RSA, AES, SHA, Embedded Software, Multithreading, Performance Optimization, Secure Coding, NFC, Mobile Credentials, Digital Wallet, Apple Ecosystem.

💰 Compensation and Global Insights:

The base pay for this role ranges from $147,400 to $272,100, with total compensation including RSUs (Restricted Stock Units) and employee stock purchase options.

In the context of the U.S. Wireless and Systems Engineering workforce for 2025-2026:

• Growth in Identity Systems: In 2026, the demand for Digital Identity and Mobile Credential Engineers has surged by 22% as digital driver’s licenses and car keys become standard across the industry.
• Racial Representation in Apple Tech: Based on 2025-2026 workforce transparency reports for major U.S. tech hubs:
  • White: 44%
  • Asian: 42%
  • Hispanic/Latino: 8%
  • Black/African American: 4%
• Gender in Systems Engineering: Women represent approximately 21% of systems-level and wireless engineering roles, with Apple actively promoting a culture of “inclusion and drive” to support diverse innovative perspectives.
• The “WTE” Advantage: Being part of WTE means working on proprietary networking and connectivity chips (like the N1 chip family), offering a unique career path that blends OS development with custom hardware innovation.

job updates by trendtoday360.