Software Developer | Retirement Clearinghouse (RCH)

Location: Charlotte, NC (Ayrsley Area) | Work Mode: Hybrid (1 day/week onsite) | Salary: $100,000 – $110,000 | Posting date/time : February 15, 2026

Job Description

Company Intro

Retirement Clearinghouse (RCH) was voted one of the top places to work by Charlotte Magazine in 2024 and 2025. We are a mission-driven fintech company helping millions of Americans preserve their retirement savings through innovative technology and exceptional, low-pressure customer service.

Job Position Description

We are looking for an experienced Software Developer to manage projects from start to finish. You will participate in the complete Software Development Lifecycle (SDLC), from documenting requirements through implementation, peer code reviews, and testing.

Key Responsibilities:

• Collaborate with teammates for timely project completion across the full SDLC.
• Participate in Peer Code Reviews to ensure high-quality software standards.
• Support and maintain existing applications, including performance tuning and bug fixing.
• Stay technically current on software trends and effectively communicate across departments.
• Design and implement features within a Microservices architecture.

Position Requirements:

• Proficiency: C#, ASP.NET MVC, and ASP.NET Core Web API.
• Data: Microsoft SQL Server and T-SQL.
• Frontend: HTML, JavaScript, CSS, and knowledge of Blazor/SPAs.
• Architecture: Microservices design, Object-Oriented Programming (OOP), and common design patterns.
• Tools: Source control and Software Composition Analysis (SCA) tools.
• Knowledge: Data security technologies; AI tools and financial industry experience are significant pluses.

Job details made easy by trendtoday360

Position: Mid-Senior .NET Developer – Fintech Solutions
Core Technology: C#, ASP.NET Core, Microservices, SQL Server
Perks: Day 1 Benefits, 100% 401k Vesting, Charlotte “Banking Center” Location

✅ Job Summary and Focus:

This role at RCH is for a Full-Stack Fintech Engineer. The primary focus is Data Preservation and Portability—building the engines that help Americans move their 401k and IRA funds without friction. Technically, the role is centered on a Modern .NET Stack, specifically moving toward Microservices and Blazor. You will be tasked with building secure, high-performance APIs that interface with large-scale financial databases. Because RCH is located in the second-largest banking hub in the U.S., the standards for Data Security and SQL Performance are exceptionally high.

📌 Key ATS Resume Keywords:

Software Developer, C#, ASP.NET MVC, ASP.NET Core, Web API, Microservices, SQL Server, T-SQL, Blazor, SPA, SDLC, Peer Code Review, Performance Tuning, OOP, Design Patterns, SCA Tools, Fintech, Charlotte NC Jobs, Retirement Clearinghouse.

💰 Compensation and Industry Demographics:

The salary range for this role is $100,000 to $110,000. RCH stands out by offering Day 1 eligibility for medical benefits and 100% 401k vesting immediately upon hire.

In the context of the U.S. and Charlotte-specific Software Engineering workforce for 2025-2026:

• The Charlotte “Banking Hub”: As the #2 banking center in the U.S., Charlotte-based developers in the financial sector command a 15% higher salary premium compared to other North Carolina regions due to the density of Bank of America, Wells Fargo, and various fintech startups.
• Racial Representation in U.S. Software Engineering: Based on 2025 labor data for “Software Developers”:
  • White: 51.4%
  • Asian: 34.2%
  • Hispanic or Latino: 6.8%
  • Black or African American: 5.2%
  • Other/Multiracial: 2.4%
• Gender in Backend/Fintech Development: Women represent approximately 22% of .NET and SQL-focused developer roles. RCH’s award-winning “Top Place to Work” status highlights a culture focused on positive work-life balance, often attracting diverse talent looking for sustainable high-performance environments.
• Microservices Adoption: In 2026, proficiency in Microservices and ASP.NET Core is no longer “optional” for high-paying roles; developers with these skills are seeing a 12% increase in job offers as legacy monolithic financial systems continue to modernize.

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